Does getting additional discounts every time you book a flight sound cool? Well, yes, it does. Airline tickets are expensive, and if you get even 5-10% off on the base fare, you save a lot of bucks. So, have you wondered how people buy such expensive flight tickets? The answer is Credit Cards. Airlines tie up with certain banks to offer specific credit cards that give you special discounts and allow you to accumulate miles while purchasing flight tickets with the airlines. So, passengers can get the benefit of paying the fares later and getting a discount on the base fare, also accumulating miles for the future. Basically, it’s a win-win situation for everyone. Now, you will get to know which of those credit cards are ranked among the top 10 and why these are the best business credit card for air miles.
Why Choose a Business Credit Card for Airline Miles?
If you wish to select the best airline credit card for business, you must first know why you wish to choose it. These airline’s integrated credit cards offer lucrative benefits, allowing customers to save lots of travel expenditures. So here are some of the reasons to choose the best business credit card for air miles:
- Earning Miles: You can earn miles on everyday business expenses, which can be redeemed for flights, seat upgrades, and other travel perks.
- Travel Perks: Many cards come with travel perks like no foreign transaction fees, airport lounge access, priority boarding, and free checked bags.
- Expense Management: If you own one of these air miles business credit cards, you will have no trouble managing your expenses and keeping track of them. It becomes easier for you to manage your transactions via the tools offered by the parent banks of these cards.
Best Business Credit Cards for Air Miles
So, in the hunt for the best business credit card for airline miles, we have narrowed your search down to only eight cards that offer remunerative deals that are hard to turn down. So, let’s explore the rewards they offer and for what purpose they are best for:
Capital One Spark Miles for Business
This card offered by Capital One can be ranked on top among all the best business credit cards for miles. Here’s why-
- Rewards: As a reward for booking your flights, hotels, and rental cars using this card, you can get 5x miles. The reward is lowered to 2x miles for all other purchases.
- Annual Fee: You will have to pay $0 for the first year as Annual fees and then $95 will be charged each year.
- Welcome Offer: You can get up to 50,000 miles after spending $4,500 within the first 3 months as a welcome bonus.
- Best for: If you love a simple rewards program and enjoy a straightforward earning structure, you will surely love this card.
Delta SkyMiles Reserve Business American Express Card
- Rewards: 3x miles per dollar on purchases made directly with Delta and hotels, 1.5x miles per dollar on large purchases of $5,000 or more.
- Annual Fee: $650.
- Welcome Offer: 110,000 miles after spending $5,000 within the first 3 months.
- Best for: Premium Delta travel perks and lounge access.
Delta SkyMiles Platinum Business American Express Card
- Rewards: 3x miles per dollar on purchases made directly with Delta and hotels, 1.5x miles per dollar on large purchases of $5,000 or more.
- Annual Fee: $350.
- Welcome Offer: 100,000 miles after spending $5,000 within the first 3 months.
- Best for: Earning Delta miles with basic travel perks.
CitiBusiness / AAdvantage Platinum Select Mastercard
- Rewards: 2x miles per dollar on American Airlines purchases, 1 mile per dollar on all other purchases.
- Annual Fee: $125.
- Welcome Offer: 75,000 miles after spending $7,500 within the first 3 months.
- Best for: Travel business card that doesn’t report to personal credit bureaus.
Capital One Spark Miles Select for Business
- Rewards: 1.5x miles per dollar on all purchases.
- Annual Fee: $0.
- Welcome Offer: 25,000 miles after spending $3,000 within the first 3 months.
- Best for: $0 annual fee and straightforward rewards.
United Club Business Card
- Rewards: 2x miles per dollar on United Airlines purchases, 1 mile per dollar on all other purchases.
- Annual Fee: $450.
- Welcome Offer: 50,000 miles after spending $5,000 within the first 3 months.
- Best for: Access to United Club lounges.
Hilton Honors American Express Business Card
- Rewards: 3x miles per dollar on Hilton purchases, 2x miles per dollar on all other purchases.
- Annual Fee: $95.
- Welcome Offer: 75,000 miles after spending $2,000 within the first 3 months.
- Best for: Stays at Hilton hotels and resorts.
Ink Business Preferred Credit Card
- Rewards: 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable, and phone services.
- Annual Fee: $95.
- Welcome Offer: 90,000 bonus points after spending $8,000 within the first 3 months.
- Best for: Flexible rewards and high earning potential.
How to Choose the Right Card for You?
When choosing a business credit card for airline miles, consider the following factors:
- Earning Structure: Look for cards that offer high rewards on categories you spend the most on.
- Annual Fee: Make sure the benefits outweigh the cost of the annual fee.
- Welcome Offer: Take advantage of sign-up bonuses to boost your miles quickly.
- Travel Perks: Consider perks like lounge access, priority boarding, and free checked bags.
- Foreign Transaction Fees: If you travel internationally, look for cards that don’t charge foreign transaction fees.
Summary:
Using your credit cards in a rightful manner can always benefit you, and you can land great deals while booking your flights. If you can control your spending habits, travel needs, and the rewards offered by each card, you will be able to maximize the benefits and accumulate miles for your future journey. So, whichever card you choose, review it and ensure it aligns with your travel needs and goals. If you are having difficulty choosing the right card, we can consult you and help you choose the best out of all.
Frequently Asked Questions:
1) Can business credit card points be used for personal travel?
Yes, you can use the points accumulated by your business credit card for personal travel. These points are accumulated in your personal account, so you can use them for personal travel as well.
2) How many offers do business credit cards provide?
Depending on the type of card and level, every other card company offers different benefits.
3) What are the requirements to get a business credit card?
Well, the first and foremost thing is that these cards are issued only for business use.